I think that we all now know that Obamacare was a very bad idea from the start and that it is going to cost much more than was promised. Further, it is going to hurt our economy and increase unemployment. I think that we could actually end up with fewer people with health insurance too. I have not read the whole law, but I think that I understand a few of its worst points. Those are that, you have to buy health insurance and that plan must cover a list of items mandated by the law. Most of the people who have had their policies canceled have been due to the fact that their policy did not meet all the mandates. Example, maturnity even if you are a single man. I think that I just might have stumbled onto a "back door" to Obamacare and here it is.
Let's say that you buy a policy that meets all the Obamacare mandates, but it has a very high deductible on the order of $100,000. A policy like that would be very cheap since the chances of it ever paying back would be almost "zero". With me so far? Now that you have satisfied the Obamacare law and are not subject to a penalty, you can look around for a "supplementary" policy. It is common to have a second supplementary health insurance policy to cover things "not" covered in your regular policy.
What the insurance companies could do is to sell "two" policies to people. One to get around the Obamacare law and the other to give the person the coverage that they really want. I don't see any problem with doing this and it would be a "back door". The problem with my plan would be that the insurance companies would not get the "wind fall" of money from selling high priced insurance polices to young people who have few health care problems. The insurance companies would not get the "wind fall" free money to subsidize health insurance for Obama's friends who voted for him like sheep. That would mean that the money to give free health care to Obama's friends would have to come by way of regular tax revenue and the Republican congress would block that. The net result is that Obamacare would fail or be canceled out.
I think it would work. The reason the insurance companies signed onto Obamacare in the first place is that they saw the chance to make some real money off young people. It would be like passing a law that everyone had to own a car and if you were too poor to buy your own car, the car dealer would charge more to those who could buy a car and then, with that extra money, give a free car to those who could not afford a car. According to the Obamacare concept, every one would own a car and the tax payers would not technically be out a dime. Obamacare may not cost the government a dime, but it would still cost the "tax payers". Obama pulled the wool over a lot of sheep's eyes when he explained how his great plan was going to work and even save the "government" money. Notice how he forgot about "you" and "me"?
PS----As explained above, our health care in the future is going to cost a lot more than the current 17% of our GNP because of Obamacare. In the case of the car dealers, they too are going to sell more cars and we will end up spending a lot more of our GNP on cars than we do now. You have to ask, "What happened to the free lunch?"
PS----Another point about a mandate by Obama to own a car. The people who used to buy the type of car that they wanted is now against the law. These new cars will have to have a special holder for the Food Stamp, Government Cell Phone, Union Card, Condoms and Green Cards.
